MCC 0780
Horticultural Services, Landscaping Services
What is MCC 0780?
0780 is the Merchant Category Code for Horticultural Services, Landscaping Services. It sits within the agricultural-services range, which covers farming, veterinary care, landscaping and related trades. Card networks — Visa, Mastercard, Discover and American Express — assign a four-digit MCC like this one to every business based on what it primarily sells, and it travels with each card transaction the business runs.
Who's assigned MCC 0780?
Businesses classified as Horticultural Services, Landscaping Services are typically assigned MCC 0780 when their merchant account is boarded. Your payment processor sets the code based on how your business is described and what it sells — so a business whose primary activity matches this category will usually carry 0780.
How MCC 0780 affects your processing
Your MCC influences your interchange rates, how the card networks classify your risk, and which programs apply to you — reward categories, debit routing, and surcharge or cash-discount eligibility. For a standard-risk category like this, the thing that matters most is simply making sure your code is accurate and your markup over interchange is fair — that's usually where merchants quietly overpay.
Is 0780 the right code for your business?
If the MCC on your statement doesn't match what you actually sell, it can affect your costs and your eligibility for certain programs. Upload your last statement and we'll confirm your category, check your effective rate against it, and show you — line by line — exactly what you'd save.
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